Get Funds

How it Works

Business funding between $5,000 and $500,000 is available

How the Funding Process Works

Our experienced professionals will analyze your complete profile and find the best financing for your business needs.

Apply In Minutes

Fill out our simple and fast online form to let us know a little bit about your business.

Receive Funding Options

We contact you directly to discuss your available funding options.

Get Approved and Funded

Pick the offer that works best for your business and get funded as soon as the following business day.

Our goal at MyMerchantLoan.com is to find you working capital for your business because, in order to earn money, you need money. If you have already been rejected by a bank, you can still find funding by filling out our convenient online form. our team here at BusinessLoan.com has extensive experience in finance. Having been there, we know how it works, so we’re ready to help you.

What Are the Terms?

Your Funding amount and interest rate may vary depending on the information you provide on your application. Interest does not compound and there is no annual or monthly service fees. You can repay your outstanding balance at any time without incurring an additional fee. Please refer to our Rates & Terms for more information.

Funding businesses is what we do best.

Get Started

Our tailored funding solutions are designed to help you quickly and easily obtain the financing you need for your business without any surprises or hidden fees!

Thanks to our easy application process, we have helped business owners like you get funding from lenders across the country.

Start getting the capital you need to take your business to the next level today!

Get Started

How the Funding Process Works

Typically, we only require basic information about you and your business to begin the application process. We keep your data secure and private, and we don’t sell it or tell other lenders that you’ve applied for a loan with us without your consent.

Business and personal tax returns

Business and personal bank statements

Profit and loss statements

Business balance sheet

Once your application is complete, your personal funding manager will contact you to discuss your loan options and rates.
If the lender requests any additional documentation to complete the funding process, your funding manager will inform you.
Most of the time, you won’t need to submit additional documents. If you do, the process will be easy and quick.

Ready To Take Your Business Further?

Get Started Today To See What Your
Business Can Become.
Get Started

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Important Disclosure. Please Read Carefully.
MyMerchantLoans is not a lender and does not make credit decisions. MyMerchantLoans.com connects interested persons with a lender from its network of approved lenders. MyMerchantLoans.com does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. The time to receive loan proceeds varies among lenders, and in some circumstances faxing of application materials and other documents may be required. Submitting your information online does not guarantee that you will be approved for a loan. You may exit the process at any step as you are under no obligation to accept the loan presented. For details on your loan please contact your lender directly. This service is not available in all states. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use the service to request a loan. By using this website or services, you represent and warrant that you are at least 18 years old, that you are a resident of the United States, and that you are not a resident of any state where the loan you are applying for is illegal. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. MyMerchantLoans.com does not pull your credit or look at your creditworthiness, but responsible lenders will. By submitting your information to MyMerchantLoans.com, you are giving lenders in MyMerchantLoans.com’s network permission to verify your social security number, driver license number or other identification, and to review your creditworthiness by pulling your credit history from major credit bureaus as well as from alternative credit bureaus such as Teletrack or DP Bureau. MyMerchantLoans.com receives compensation from its lenders based on advertising services. MyMerchantLoans.com is a free service and will never charge a fee to be connected to a lender.
Representative Example
If you borrow $5,000 and the loan had an 8% origination fee ($400), on a 48 month repayment term at a 19.25% APR, the monthly repayment will be $134.16. Total repayment will be $6,439.50. Total interest paid will be $1,039.50.
Important Information
MyMerchantLoans.com is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs depend on multiple factors, including the lender’s requirements and offers, your credit worthiness, your state of residence, and the type and term of the loan you request. You will be given the details on the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement during the loan request process. The lenders and lending partners we work with offer 61-day to 84-month loan terms with an APR range of 5.99% to 35.99% depending on how the APR is calculated, the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on. Some states cap APR and the amounts of charges for an online personal loan. Loan terms may range from 2 weeks to 84 months depending on your loan and the lender you are connected with.
Implications of Late and Non Payment
Your lender may charge you late fees as well as fees for non-sufficient funds. Please review your loan agreement carefully for information about the financial implications of non-payment before you provide your electronic signature. Non-payment may involve debt collection practices as it is set by applicable law. Your lender may set late payment fees in accordance with state regulations. Lenders are within their rights to report your failure to repay a loan to one or all of the major credit reporting agencies — Experian, Equifax. After the lenders receive payment in full, they can report it to the credit reporting agencies. We remind that late payment or non-payment of your loan can have negative impact on your credit history. Some of the lenders in our network may automatically renew your short term loan if it becomes past due. This term is clearly identified in your loan agreement. You should check your loan agreement for your lender’s policy on automatic loan renewal prior to e-signing it. If your loan is renewed, there will be additional charges as determined by your lender, and the minimum term can be set up. Your lender may offer you other options in addition to renewal, including the ability to repay your loan in full at a later date or repay your loan over time in a series of installment. You are encouraged to contact your lender as soon as possible if you are unable to repay your loan on the scheduled repayment date or make regular installment payment on time. For more information about your lender’s specific procedures as they apply to late payments, please review your loan agreement or contact your lender directly. Origination, documentation and other additional fees may apply to your online personal loan deal. Late payment, non-payment fees and other penalties may apply to both short term and online personal loan deals in case of missed payments. Please review your loan agreement carefully for information about the financial implications before you provide your electronic signature.