Your full name, email address, and zip code are required to request funding. You will also be asked a few questions about the business, as well as its monthly revenue.
The eligibility requirements for lenders in our network vary, but most lenders require applicants to meet these simple requirements.
Through My Merchant Loan, you can receive funding up to $500,000 for your business. Approval for this amount is not guaranteed. Your loan offer may not match the amount you requested. There are a number of factors that can affect loan offers, such as the lender and state of residence.
Everyone deserves a chance to succeed. My Merchant Loans believes that each person and business has unique needs, so there is no one-size-fits-all solution when it comes to funding.
In order to be successful, you need the right funding, and we can help. As part of our commitment to our customers’ success, we have built relationships with a wide network of third-party lenders that specialize in small business and personal loans. Using our proprietary technology and experience, we can connect customers with lenders who can provide loans up to $500,000.
Fill out our simple online loan request form. This information will be shared with third-party lenders who may offer you a loan. Once you have been connected with a lender, you will receive an offer with loan terms and conditions from that lender. After you agree to the terms (which you may decline), the money may be available for you as soon as the next business day.
You are not required to accept the loan offer, but if you do, please read the lender’s terms and conditions carefully. Be sure to check the APR, fees, renewal terms, and consequences upon non-payment.
My Merchant Loans is not a lender and does not make credit decisions. We act as a loan connecting service. Our service connects consumers seeking financial assistance with independent, third-party lenders who may be able to provide loans.
Each lender has their own terms and conditions, including those concerning repayment. You should contact your lender for information about the date and time for repayment as specified in your loan agreement.
My Merchant Loans is committed to protecting your personal information, which is why we take a number of precautions to keep your data safe. We use industry-standard procedures and safeguards, including encryption, to protect your personal information.
If approved, your funds will typically be deposited into your bank account as soon as the business day after your application has been approved and processed.
Keep in mind that each banking institution has its own policies regarding the release of ACH (Automated Clearing House) credits. When you expect to receive funds on a certain day but do not see the funds in your account, contact your bank’s ACH department as well as your lender to find out what caused the delay.
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