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Marcus Logo
3.6

 out of 5

Est. APR

6.99 – 19.99%

Loan Amount

$3,500 – $40,000

Loan Term

36 – 72 months

Min FICO Score

660
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Marcus features

If you have good to excellent credit, you might consider Marcus by Goldman Sachs for your personal loan needs. Borrowers do not need to have existing relationships with Goldman Sachs in order to be eligible.

And because Marcus personal loans are issued by Goldman Sachs Bank, the online lender charges no sign-up or origination fees. It relies on interest payments to make money on the loans.

Marcus Terms

Pros

  • Flexible loan terms
  • No Fees
  • Reward for on-time payments

Cons

  • No joint loans
  • Undisclosed eligibility requirements
LoanStart
4.6

 out of 5

Est. APR

5.99 – 35.99%

Loan Amount

$1,000 – $40,000

Loan Term

36 – 72 months

Min FICO Score

660
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LoanStart features

Tired of lenders saying no?

  • Request up to $40,000
  • All credit types welcome
  • Find out now!

You may still be able to find funding with LoanStart!
· Many of our lenders are exclusive and not seen on other networks, meaning that even if you’ve been declined before, you may still be able to find funding here

  • You can request up to $40,000, and if approved, you could have your funds in as little as one business day
  • All credit types are welcome
  • Requesting a loan will not affect your credit score

Pros

  • Simple, streamlined process
  • Safe & secure online form
  • Request a loan in minutes

Cons

Life Loans
3.7

 out of 5

Est. APR

5.99 – 35.99

Loan Amount

$100 – $40,000

Loan Term

36 – 72 months

Min FICO Score

660
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Life Loans features

LifeLoans connects consumers with lenders and/or lending partners nationwide.  We understand that life happens, and financial emergencies arise.  We are here to help you find the money you need when this time comes.

Pros

  • Make a request in under 2 minutes
  • Receive a decision in real-time
  • Request up to $40,000

Cons

My USA Finance
4

 out of 5

Est. APR

5.99-35.99%

Loan Amount

$1,000 – $50,000

Loan Term

2 – 84 months

Min FICO Score

300
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My USA Finance features

Receive Monetary Relief When You Need It

  • Secure process utilizes a vast network of trusted lenders.
  • Get A Decision In Minutes
  • All Credit Types Welcome

Surprise expenses can derail even the most carefully planned budgets, forcing you to choose between covering unplanned costs or making monthly payments. Missed payments can affect your credit, causing you to stumble on your journey towards financial success. Personal loans are an easy way to cover these expenses, providing immediate relief in your time of need and allowing you to cover the costs in small, manageable payments.

Pros

  • Secure Online Networks
  • 100+ Lenders
  • Reliable Source
  • Submit Online

Cons

  • Not A Direct Lender
Transform Credit

 out of 5

Est. APR

35.99%

Loan Amount

$3,000 – $7,000

Loan Term

36 – 60

Min FICO Score

No Min
Co-Signer Required
More Details
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Transform Credit features

We’re a lender, but our loans are a little different. Most lenders look at your credit history to decide whether you can borrow from them, based on how you’ve previously handled your money. We don’t do that – our loans are based on trust.
If you’re trustworthy and can afford the monthly payments but have been turned down by the banks, Transform Credit could be for you. We offer a fair, simple and transparent loan based on trust – not just your financial history.

Pros

  • Flexible Loan Terms
  • No Fees
  • Bad Credit Welcome

Cons

  • Co-Signer Required

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